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Savings Rates
| Account Type |
Minimum Deposit to Open Account |
Minimum Deposit to Obtain APY |
Dividend Rate APR |
Annual Percentage Yield (APY) |
| Share Savings |
$50.00 |
$300.00 |
0.15% |
0.15% |
| Holiday Club |
$5.00 |
$5.00 |
0.15% |
0.15% |
| Vacation Club |
$5.00 |
$0.01 |
0.15% |
0.15% |
| Penny's Pals |
$25.00 |
$25.00 |
0.15% |
0.15% |
| IRA Share Accumulative |
$5.00 |
$0.01 |
0.40% |
0.40% |
| Checking (Share Draft) |
$50.00 |
$2,500.00 |
0.00% |
0.00% |
| The Market Daily |
$2,500.00 |
$2,500.00 |
0.25% |
0.25% |
|
| $10,000.00 |
0.35% |
0.35% |
| $25,000.00 |
0.60% |
0.60% |
| $100,000.00 |
0.90% |
0.90% |
Dividend Rates Information as of 03/01/2010 - Subject to Change without Notice
This Rate Schedule sets forth certain conditions and rates applicable to your share accounts at Allied Healthcare Federal Credit Union. The anticipated dividend rates and annual percentage yields based upon current income and available earnings and may change monthly based upon the determination of the Credit Union Board of Directors. This schedule is incorporated as part of your account agreement with Allied Healthcare Federal Credit Union.
Share Certificate Rates
| Account TERM |
Minimum Deposit to Open Account and Earn APY |
Dividend Rate |
Annual Percentage Yield (APY) |
Early Withdrawal Penalty |
| 3 Month |
$2,500 |
0.30% APR |
0.30% |
All dividends earned during the term of the share certificate |
| $10,000 |
0.30% APR |
0.30% |
| $25,000 |
0.30% APR |
0.30% |
| $50,000 |
0.35% APR |
0.35% |
| $100,000 |
0.40% APR |
0.40% |
| 6 Month |
$2,500 |
0.55% APR |
0.55% |
All dividends earned during the term of the share certificate |
| $10,000 |
0.55% APR |
0.55% |
| $25,000 |
0.55% APR |
0.55% |
| $50,000 |
0.60% APR |
0.60% |
| $100,000 |
0.65% APR |
0.65% |
| 12 Month |
$2,500 |
1.17% APR |
1.18% |
Six (6) months of dividends earned during the certificate term |
| $10,000 |
1.17% APR |
1.18% |
| $25,000 |
1.17% APR |
1.18% |
| $50,000 |
1.22% APR |
1.23% |
| $100,000 |
1.27% APR |
1.28% |
| 24 Month |
$2,500 |
1.12% APR |
1.13% |
Six (6) months of dividends earned during the certificate term |
| $10,000 |
1.12% APR |
1.13% |
| $25,000 |
1.12% APR |
1.13% |
| $50,000 |
1.17% APR |
1.18% |
| $100,000 |
1.22% APR |
1.23% |
| 36 Month |
$2,500 |
1.62% APR |
1.63% |
Twelve (12) months of dividends earned during the certificate term |
| $10,000 |
1.62% APR |
1.63% |
| $25,000 |
1.62% APR |
1.63% |
$50,000 |
1.72% APR |
1.73% |
$100,000 |
1.86% APR |
1.88% |
| 48-60 Month |
$2,500 |
1.89% APR |
1.91% |
Twelve (12) Months of Dividends Earned during Certificate Term |
Market Index Certificates
24 or 48 Months |
$1,000 |
0.00% APR* |
0.00%* |
Penalty of 100% of dividends earned. *S&P Market yields are not guaranteed. No statement reflecting dividends will be issued until maturity. |
Dividend Rates Information as of 03/01/2010 - Subject to Change without Notice
This Rate Schedule sets forth certain conditions and rates applicable to your share certificate accounts at Allied Healthcare Federal Credit Union. The anticipated dividend rates and annual percentage yields based upon current income and available earnings and may change monthly based on the determination of the Credit Union Board of Directors. This schedule is incorporated as part of your account with Allied Healthcare Federal Credit Union.
IRA Certificate Rates
| Account TERM |
Minimum Deposit to Open Account and Earn APY |
Dividend Rate |
Annual Percentage Yield (APY) |
Early Withdrawal Penalty |
| 18 Month |
$1,000 |
0.91% APR |
0.91% |
$15 to $25 fee plus six (6) months dividends earned during certificate term |
| 24 Month |
$1,000 |
1.12% APR |
1.13% |
$15 to $25 fee plus six (6) months dividends earned during certificate term |
| 36 Month |
$1,000 |
1.62% APR |
1.63% |
$15 to $25 fee plus six (6) months dividends earned during certificate term |
Market Index Certificates
24 or 48 Months |
$1,000 |
0.00% APR* |
0.00%* |
Penalty of 100% of dividends earned. *S&P Market yields are not guaranteed. No statement reflecting dividends will be issued until maturity. |
Dividend Rates Information as of 03/01/2010 - Subject to Change without Notice
This Rate Schedule sets forth certain conditions and rates applicable to your IRA share certificate accounts at Allied Healthcare Federal Credit Union. The anticipated dividend rates and annual percentage yields based upon current income and available earnings and may change monthly based on the determination of the Credit Union Board of Directors. This schedule is incorporated as part of your account with Allied Healthcare Federal Credit Union.
Penny Penguin's Pals Share Certificate Rates
| Account Term |
Minimum Deposit to Open Account and Earn APY |
Dividend Rate |
Annual Percentage Yield (APY) |
Early Withdrawal Penalty |
| 12 Month |
$500 |
0.91% APR |
0.91% |
$15 to $25 fee plus six (6) Months of Dividends earned during the Certificate term |
| 24 Month |
$500 |
1.24% APR |
1.25% |
$15 to $25 fee plus six (6) Months of Dividends earned during the Certificate term |
| 36 Month |
$500 |
1.67% APR |
1.68% |
$15 to $25 fee plus six (6) Months of Dividends earned during the Certificate term |
Dividend Rates Information as of 03/01/2010 - Subject to Change without Notice
This Rate Schedule sets forth certain conditions and rates applicable to your Penny Penguin's Pals' share certificate accounts at Allied Healthcare Federal Credit Union. The anticipated dividend rates and annual percentage yields based upon current income and available earnings and may change monthly based on the determination of the Credit Union Board of Directors. This schedule is incorporated as part of your account with Allied Healthcare Federal Credit Union.
Loan Rates
| TYPE OF LOAN |
MAXIMUM AMOUNT PER LOAN |
APR |
MAXIMUM TERMS |
New Autos & Trucks
Less than two years old |
50% of purchase price OR 24 month financing |
Deduct 1/2% of below rate |
| up to 110% of Purchase Price ** |
As Low as 5.24% |
up to 84 months |
|
|
|
| Used Autos |
Up to 110% of Purchase Price ** |
As Low as 6.24% |
up to 84 Months |
|
| |
|
| Motorhomes, Trailers & Campers |
Up to 100% of Purchase Price |
As low as 9.99%
|
up to 84 Months |
| For all Recreational Vehicles |
|
to $50,000 |
| Shared Secured |
Share Balance less $50 |
7.00%& up 36 months maximum |
| Certificate Secured |
100% of certificate value |
7.00% & up 36 months maximum |
| STAT CASH Loans |
| Based on Monthly Income |
As low as 11.24% |
36 months maximum |
| Seasonal Loan Sale |
$5,000 maximum |
6.95% (7.20% with direct deposit) |
12 months maximum |
| Student Loans |
If Still in School |
6.80%
| Deferment |
| If in repayment period |
6.80% |
|
| Parent Loans for Undergrads |
8.50% |
No Deferment |
| Bill Consolidation |
$5,000. max. |
17.00% |
36 months |
| Line of Credit |
$15,000. max. |
As low as 11.24% |
36 months |
| VISA Credit Cards |
Lines up to $50,000 |
As low as 9.90% |
Payment - 2 1/2% of balance |
|
|
|
| Portable Spas, Pianos & Organs |
New only 100% of purchase price |
13.25% |
New Only - 36 months |
Loan Rates Effective as of 03/01/2010 - Subject to Change without Notice
* - Member must provide verification of quoted rate. Special terms and conditions for competitor's rate also must be met at AHFCU. Rates are based on credit score and assume loan is repaid via automatic deduction or transfer.
** - Including tax, license, registration, extended warranty and processing fees. Loan value is based upon the lower of the purchase price or retail Kelley Bluebook, whichever is less. Not including business loans.
Terms shown are maximums allowed. Credit Union reserves right to make adjustments for special circumstances. All loan policies subject to change without notice.
Interest rates are subject to change daily and are not guaranteed for any period of time.
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