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AHFCU is granting Easy Holiday Loans this Season.

Borrow up to 100% of your net income with no credit check!*

Our low-rate holiday loans help take the stress out of holiday shopping. Simply give us a copy of your most recent pay stub and without a credit check, we’ll provide the loan so you’ll have the cash (borrow up to 100% of your net income).

Our low interest rates are based on the term of the loan, which you decide. Loan rates and terms start at 6% for 6 months and up to 12% for 12 months**.

Must be a current member for at least 12 months to be eligible. A $40 application fee per loan applies.

Start the application process by completing the form above. Someone from our Holiday Dough Dept. will call you within one business day to complete the process. Or, apply over the phone at 562.933.0370.

Based on individual’s net income as shown on pay stub.

**APR = Annual Percentage Rate. Based on individual’s net income as shown on pay stub. No Credit Check required. Verification of income required: Approved amount can be up to 100% of Base Net Income. (Bonuses, commission, cashed out PTO or sick leave do not qualify). Borrower must have at least 1 year job history with current employer. Borrowers with past or present delinquency on CU loans do not qualify. Rate is determined by loan term…i.e., 6 months would be 6%, 9 months would be 9% or 12 months would be 12%. Application Fee of $40.00.

Only one Net Income loan allowed at any time.

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