Our Home Equity Loans and Home Equity Lines of Credit (HELOC) come with personalized service and competitive rates – making these loans a great way to pay off high-interest debt or fund home improvement, education, and other major expenses. Plus, interest paid on these loans may be tax-deductible*.
Home Equity Loans
Our home equity loans are a great option for members who need a large sum of money and want to borrow against their home’s equity with low fixed rates.
- Low fixed rates and no fees**
- Extended repayment terms
- Personalized service
Home Equity Line of Credit (HELOC)
Our Interest-Only HELOC is an open-ended variable rate credit line secured by your primary residence. You can borrow up to 80% of your home’s equity, up to $150,000. Unlike a home equity loan, a HELOC allows you to pull from your credit line as needed. It can be a great way to pay for any unexpected expenses and emergencies.
- Low variable rates
- No loan processing fees**
- Interest-only
- Personalized service
AHFCU also offers mortgage loans for purchases and refinances. First time home buyers are welcome! Call our Mortgage Division at (562) 933-0370, ext. 45555 for more information.
*Members should consult a tax advisor for additional tax information.
** No loan processing fees for home equity loans or HELOCs. Member is responsible for paying for a home appraisal if one is needed.
