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All loans are subject to credit approval. Click here for current rates.

Our Home Equity Loans and Home Equity Lines of Credit (HELOC) come with personalized service and competitive rates – making these loans a great way to pay off high-interest debt or fund home improvement, education, and other major expenses. Plus, interest paid on these loans may be tax-deductible*.

Home Equity Loans

Our home equity loans are a great option for members who need a large sum of money and want to borrow against their home’s equity with low fixed rates.

  • Low fixed rates and no fees**
  • Extended repayment terms
  • Personalized service

Home Equity Line of Credit (HELOC)

Our Interest-Only HELOC is an open-ended variable rate credit line secured by your primary residence. You can borrow up to 80% of your home’s equity, up to  $750,000.  Unlike a home equity loan, a HELOC allows you to pull from your credit line as needed. It can be a great way to pay for any unexpected expenses and emergencies.

  • Low variable rates
  • No loan processing fees**
  • Interest-only payments for 10 years
  • Personalized service

AHFCU also offers mortgage loans for purchases and refinances. First time home buyers are welcome! Call our Mortgage Division at (562) 933-0370, ext. 45555 for more information. 

*Members should consult a tax advisor for additional tax information.

** No loan processing fees for home equity loans or HELOCs. Member is responsible for paying for a home appraisal if one is needed.

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