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Rates effective as of September 1, 2018 and subject to change without notice.

ProductMaximum Loan AmountTermsRates (APR*)
New VehicleUp to 125% of purchase price**Up to 84 monthsAs low as 2.74%
Used VehicleUp to 110% of Kelly Blue Book value***Up to 84 monthsAs low as 3.24%
Stat Cash$25,000†Up to 36 monthsAs low as 8.99%
Share Secured100% of Balance††Up to 36 months3.00% over dividend rate earned
Line of Credit$15,000VariableAs low as 11.24%
HELOC$500,000The annual percentage rate may vary after the account is opened.Pricing you may qualify for is based on factors including your credit rating and the combined loan-to-value (LTV) of your property. A minimum credit qualifying score is required. An application is required to determine pricing. Learn more.
Adjustable Rate Mortgages$625,5005/1Loan pricing that you may qualify for can be different based on your credit history, loan-to-value (LTV), occupancy, property type, loan amount, loan purpose, and income/financial obligations. A minimum credit qualifying score is required. Programs are subject to change without notice. Learn more.
Certificate Secure$10,000†††Up to 36 months4.5% over dividend rate earned

*APR = Annual Percentage Rate. All loans are subject to credit approval. Terms and conditions are subject to change and may vary based on collateral conditions, qualification and creditworthiness. Fees and charges may apply. Credit Union reserves the right to make adjustments for special circumstances. Loan terms are based on various factors, including the amount financed.

**Including tax, license, registration, extended warranty and processing fees. Loan value is based upon the lower purchase price or retail Kelly Bluebook, whichever is less. Not including business loans. Sample payment at 2.24% APR would be $21.81 per $1,000 borrowed based on a 48 month loan.

***Including tax, license, registration, extended warranty and processing fees. Loan value is based upon the lower purchase price or retail Kelly Bluebook, whichever is less. Not including business loans. Sample payment at 2.74% APR would be $22.03 per $1,000 borrowed based on a 48 month loan.

Sample payment at 8.99% APR would be $31.81 per $1,000 borrowed based on a 36 month loan.

††Sample payment at 3.00% APR would be $29.12 per $1,000 borrowed based on a 36 month loan.

†††Sample payment at 4.5% APR would be $297.52 per $10,000 borrowed based on a 36 month loan.

A rate discount of .25% will be deducted if payments are made through payroll deduction or automatic transfer from an AHFCU Savings or Checking Account.