Rates effective as of June 1, 2024 and subject to change without notice.
| Product | Maximum Loan Amount | Terms | Rates (APR*) |
|---|---|---|---|
| New Vehicle | Up to 130% of purchase price** | Up to 84 months | As low as 6.74% |
| Used Vehicle | Up to 130% of KBB/JDP value*** | Up to 84 months | As low as 6.99%. |
| World Rewards | $25,000 | Variable | As low as 16.00% |
| Platinum | $25,000 | Variable | As low as 14.00 |
| Secured Platinum | $25,000 | Variable | As low as 18.00% |
| Stat Cash | $25,000 | Up to 36 months | As low as 11.24% |
| Share Secured | 100% of Balance | Up to 36 months | 3.00% over dividend rate earned |
| Line of Credit | $15,000 | Variable | As low as 11.24% |
| HELOC | $500,000 | The annual percentage rate may vary after the account is opened. | Pricing you may qualify for is based on factors including your credit rating and the combined loan-to-value (CLTV) of your property. A minimum credit qualifying score is required. An application is required to determine pricing. Please call our branch at (562) 933-0370, Option 4. |
APR = Annual Percentage Rate. All loans are subject to credit approval. Consumer loan rates may vary depending on credit profile and loan term. Terms and conditions are subject to change and may vary based on collateral conditions, qualification and creditworthiness. Fees and charges may apply. Credit Union reserves the right to make adjustments for special circumstances. Loan terms are based on various factors, including the amount financed.
**Including tax, license, registration, extended warranty and processing fees. Loan value is based upon the lower purchase price or retail Kelly Blue Book, whichever is less. Not including business loans. Vehicles valued over $20,000 financed up to 84 months (on approved credit); otherwise, maximum term is 78 months.
***Including tax, license, registration, extended warranty and processing fees. Loan value is based upon the lower purchase price or retail Kelly Blue Book, whichever is less. Not including business loans. Vehicles valued over $20,000 financed up to 84 months (on approved credit); otherwise, maximum term is 78 months.
A rate discount of .25% will be deducted if payments are made through payroll deduction or automatic transfer from an AHFCU Savings or Checking Account.
