The rates below reflect a .25% discount for direct payment. Ask for a credit union representative for details.
|Product||Maximum Loan Amount||Terms||Rates (APR)|
|New Vehicle||Up to 125% of purchase price*||Up to 84 months||As low as 2.24%|
|Used Vehicle||Up to 110% of Kelly Blue Book value||Up to 84 months||As low as 2.74%|
|Stat Cash||$25,000||Up to 36 months||As low as 8.99%|
|Share & Certificate Secured||100% of Balance||Up to 36 months||3% over dividend rate earned|
|Line of Credit||$15,000||Variable||As low as 10.99%|
|HELOC||$500,000||10 Year draw period; repayment for the following 15 years||Pricing you may qualify for is based on factors including your credit rating and the combined loan-to-value (LTV) of your property. A minimum credit qualifying score is required. An application is required to determine pricing.|
|Adjustable Rate Mortgages||$625,500||5/1||Loan pricing that you may qualify for can be different based on your credit history, loan-to-value (LTV), occupancy, property type, loan amount, loan purpose, and income/financial obligations. A minimum credit qualifying score is required. Payment examples do not include the cost of property taxes or insurance, so the actual payment obligation will be greater. Programs are subject to change without notice.|
Terms shown are maximum allowed. Credit Union reserves right to make adjustments for special circumstances. All loan policies subject to change without notice. Interest rates are subject to change daily and are not guaranteed for any period.
*Including tax, license, registration, extended warranty and processing fees. Loan value is based upon the lower purchase price or retail Kelly Bluebook, whichever is less. Not including business loans.
A rate discount of .25% will be deducted if payments are made through payroll deduction or automatic transfer from an AHFCU Savings or Checking Account.