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Certificates

Rates effective as of July 21, 2021 and subject to change without notice.

ProductMinimum Balance
to Open Account
Minimum Balance
to Obtain APY*
Dividend RateAPY*
3 Month$2,500$2,5000.12%0.12%
3 Month$10,0000.15%0.15%
3 Month$25,0000.15%0.15%
3 Month$50,0000.20%0.20%
3 Month$100,0000.25%0.25%
6 Month$2,500$2,5000.25%0.25%
6 Month$10,0000.25%0.25%
6 Month$25,0000.30%0.30%
6 Month$50,0000.35%0.35%
6 Month$100,0000.40%0.40%
12 Month$2,500$2,5000.40%0.40%
12 Month$10,0000.45%0.45%
12 Month$25,0000.45%0.45%
12 Month$50,0000.50%0.50%
12 Month$100,0000.60%0.60%
24 Month $2,500$2,5000.55%0.55%
24 Month $10,0000.55%0.55%
24 Month $25,0000.60%0.60%
24 Month $50,0000.60%0.60%
24 Month $100,0000.70%0.70%
36 Month$2,500$2,5000.70%0.70%
36 Month$10,0000.70%0.70%
36 Month$25,0000.70%0.70%
36 Month$50,0000.70%0.70%
36 Month$100,0000.85%0.85%
48 Month$2,500$2,5000.80%0.80%
48 Month$10,0000.80%0.80%
48 Month$25,0000.80%0.80%
48 Month$50,0000.85%0.85%
48 Month$100,0000.95%0.95%
60 Month$2,500$2,5000.95%0.95%
60 Month$10,0000.95%0.95%
60 Month$25,0001.00%1.00%
60 Month$50,0001.05%1.06%
60 Month$100,0001.10%1.11%

IRA Certificates

ProductMinimum Balance
to Open Account
Minimum Balance
to Obtain APY*
Dividend RateAPY*
18 Month$1,000$1,0000.45%0.45%
24 Month$1,000$1,0000.55%0.55%
36 Month$1,000$1,0000.70%0.70%

Please contact the Credit Union for additional rate options for balances ranging from $10,000 to $100,000 plus

Penny Pal’s Certificates

ProductMinimum Balance
to Open Account
Minimum Balance
to Obtain APY*
Dividend RateAPY*
12 Month$500$5000.50%0.50%
24 Month$500$5000.60%0.60%
36 Month$500$5000.70%0.70%

 

*APY=Annual Percentage Yield. Please see our Truth in Savings Disclosure and Agreement for information regarding early withdrawal penalties and specific details about any account.

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