Certificates
| Product | Minimum Deposit to Open Account | Minimum Deposit to Obtain APY | Dividend Rate | APY |
|---|---|---|---|---|
| 3 Month | $2,500 | $2,500 | 0.50% | 0.50% |
| 3 Month | $10,000 | 0.50% | 0.50% | |
| 3 Month | $25,000 | 0.55% | 0.55% | |
| 3 Month | $50,000 | 0.60% | 0.60% | |
| 3 Month | $100,000 | 0.75% | 0.75% | |
| 6 Month | $2,500 | $2,500 | 0.90% | 0.90% |
| 6 Month | $10,000 | 0.90% | 0.90% | |
| 6 Month | $25,000 | 1.00% | 1.00% | |
| 6 Month | $50,000 | 1.00% | 1.00% | |
| 6 Month | $100,000 | 1.10% | 1.10% | |
| 12 Month | $2,500 | $2,500 | 1.39% | 1.40% |
| 12 Month | $10,000 | 1.39% | 1.40% | |
| 12 Month | $25,000 | 1.44% | 1.45% | |
| 12 Month | $50,000 | 1.44% | 1.45% | |
| 12 Month | $100,000 | 1.54% | 1.55% | |
| 24 Month | $2,500 | $2,500 | 1.70% | 1.71% |
| 24 Month | $10,000 | 1.70% | 1.71% | |
| 24 Month | $25,000 | 1.73% | 1.74% | |
| 24 Month | $50,000 | 1.78% | 1.79% | |
| 24 Month | $100,000 | 1.84% | 1.85% | |
| 36 Month | $2,500 | $2,500 | 1.88% | 1.89% |
| 36 Month | $10,000 | 1.88% | 1.89% | |
| 36 Month | $25,000 | 1.90% | 1.91% | |
| 36 Month | $50,000 | 1.94% | 1.95% | |
| 36 Month | $100,000 | 2.03% | 2.04% | |
| 48 Month | $2,500 | $2,500 | 2.00% | 2.01% |
| 48 Month | $10,000 | 2.00% | 2.01% | |
| 48 Month | $25,000 | 2.05% | 2.06% | |
| 48 Month | $50,000 | 2.08% | 2.09% | |
| 48 Month | $100,000 | 2.15% | 2.16% | |
| 60 Month | $2,500 | $2,500 | 2.50% | 2.52% |
| 60 Month | $10,000 | 2.50% | 2.52% | |
| 60 Month | $25,000 | 2.55% | 2.57% | |
| 60 Month | $50,000 | 2.55% | 2.57% | |
| 60 Month | $100,000 | 2.60% | 2.62% |
IRA Certificates
| Product | Minimum Deposit to Open Account | Minimum Deposit to Obtain APY | Dividend Rate | APY |
|---|---|---|---|---|
| 18 Month | $1,000 | $1,000 | 1.49% | 1.50% |
| 24 Month | $1,000 | $1,000 | 1.70% | 1.71% |
| 36 Month | $1,000 | $1,000 | 1.88% | 1.89% |
*Please contact the Credit Union for additional rate options for balances ranging from $10,000 to $100,000 plus*
Penny Pal’s Certificates
| Product | Minimum Deposit to Open Account | Minimum Deposit to Obtain APY | Dividend Rate | APY |
|---|---|---|---|---|
| 12 Month | $500 | $500 | 1.30% | 1.31% |
| 24 Month | $500 | $500 | 1.50% | 1.51% |
| 36 Month | $500 | $500 | 1.70% | 1.71% |
