Certificates
Rates effective as of April 1, 2024 and subject to change without notice.
| Product | Minimum Balance to Open Account | Minimum Balance to Obtain APY* | Dividend Rate | APY* |
|---|---|---|---|---|
| 3 Month | $2,500 | $2,500 | 2.00% | 2.01% |
| 3 Month | $10,000 | 2.00% | 2.01% | |
| 3 Month | $25,000 | 2.00% | 2.01% | |
| 3 Month | $50,000 | 2.00% | 2.01% | |
| 3 Month | $100,000 | 2.05% | 2.06% | |
| 6 Month | $2,500 | $2,500 | 3.00% | 3.01% |
| 6 Month | $10,000 | 3.00% | 3.01% | |
| 6 Month | $25,000 | 3.00% | 3.01% | |
| 6 Month | $50,000 | 3.00% | 3.01% | |
| 6 Month | $100,000 | 3.20% | 3.21% | |
| 12 Month | $2,500 | $2,500 | 3.00% | 3.01% |
| 12 Month | $10,000 | 3.00% | 3.01% | |
| 12 Month | $25,000 | 3.00% | 3.01% | |
| 12 Month | $50,000 | 3.00% | 3.01% | |
| 12 Month | $100,000 | 3.25% | 3.26% | |
| 24 Month | $2,500 | $2,500 | 3.25% | 3.26% |
| 24 Month | $10,000 | 3.25% | 3.26% | |
| 24 Month | $25,000 | 3.25% | 3.26% | |
| 24 Month | $50,000 | 3.25% | 3.26% | |
| 24 Month | $100,000 | 3.50% | 3.51% | |
| 36 Month | $2,500 | $2,500 | 3.50% | 3.51% |
| 36 Month | $10,000 | 3.50% | 3.51% | |
| 36 Month | $25,000 | 3.50% | 3.51% | |
| 36 Month | $50,000 | 3.50% | 3.51% | |
| 36 Month | $100,000 | 3.75% | 3.76% | |
| 48 Month | $2,500 | $2,500 | 3.50% | 3.51% |
| 48 Month | $10,000 | 3.50% | 3.51% | |
| 48 Month | $25,000 | 3.50% | 3.51% | |
| 48 Month | $50,000 | 3.50% | 3.51% | |
| 48 Month | $100,000 | 3.60% | 3.61% | |
| 60 Month | $2,500 | $2,500 | 4.00% | 4.01% |
| 60 Month | $10,000 | 4.00% | 4.01% | |
| 60 Month | $25,000 | 4.00% | 4.01% | |
| 60 Month | $50,000 | 4.00% | 4.01% | |
| 60 Month | $100,000 | 4.10% | 4.11% |
IRA Certificates
| Product | Minimum Balance to Open Account | Minimum Balance to Obtain APY* | Dividend Rate | APY* |
|---|---|---|---|---|
| 18 Month | $1,000 | $1,000 | 3.55% | 3.56% |
| 24 Month | $1,000 | $1,000 | 3.25% | 3.26% |
| 36 Month | $1,000 | $1,000 | 3.50% | 3.51% |
Please contact the Credit Union for additional rate options for balances ranging from $10,000 to $100,000 plus
Penny Pal’s Certificates
| Product | Minimum Balance to Open Account | Minimum Balance to Obtain APY* | Dividend Rate | APY* |
|---|---|---|---|---|
| 12 Month | $500 | $500 | 3.00% | 3.01% |
| 24 Month | $500 | $500 | 3.25% | 3.26% |
| 36 Month | $500 | $500 | 3.50% | 3.51% |
*APY=Annual Percentage Yield. Please see our Truth in Savings Disclosure and Agreement for information regarding early withdrawal penalties and specific details about any account.
