Certificates
Rates effective as of September 1, 2018 and subject to change without notice.
| Product | Minimum Balance to Open Account | Minimum Balance to Obtain APY* | Dividend Rate | APY* |
|---|---|---|---|---|
| 3 Month | $2,500 | $2,500 | 0.50% | 0.50% |
| 3 Month | $10,000 | 0.60% | 0.60% | |
| 3 Month | $25,000 | 0.60% | 0.60% | |
| 3 Month | $50,000 | 0.65% | 0.65% | |
| 3 Month | $100,000 | 0.75% | 0.75% | |
| 6 Month | $2,500 | $2,500 | 1.20% | 1.21% |
| 6 Month | $10,000 | 1.20% | 1.21% | |
| 6 Month | $25,000 | 1.25% | 1.26% | |
| 6 Month | $50,000 | 1.30% | 1.31% | |
| 6 Month | $100,000 | 1.35% | 1.36% | |
| 12 Month | $2,500 | $2,500 | 1.90% | 1.91% |
| 12 Month | $10,000 | 1.90% | 1.91% | |
| 12 Month | $25,000 | 1.95% | 1.96% | |
| 12 Month | $50,000 | 1.95% | 1.96% | |
| 12 Month | $100,000 | 2.05% | 2.06% | |
| 24 Month | $2,500 | $2,500 | 2.30% | 2.31% |
| 24 Month | $10,000 | 2.30% | 2.31% | |
| 24 Month | $25,000 | 2.30% | 2.31% | |
| 24 Month | $50,000 | 2.40% | 2.41% | |
| 24 Month | $100,000 | 2.45% | 2.46% | |
| 36 Month | $2,500 | $2,500 | 2.40% | 2.41% |
| 36 Month | $10,000 | 2.40% | 2.41% | |
| 36 Month | $25,000 | 2.50% | 2.51% | |
| 36 Month | $50,000 | 2.55% | 2.56% | |
| 36 Month | $100,000 | 2.60% | 2.61% | |
| 48 Month | $2,500 | $2,500 | 2.55% | 2.56% |
| 48 Month | $10,000 | 2.55% | 2.56% | |
| 48 Month | $25,000 | 2.55% | 2.56% | |
| 48 Month | $50,000 | 2.60% | 2.61% | |
| 48 Month | $100,000 | 2.72% | 2.73% | |
| 60 Month | $2,500 | $2,500 | 2.81% | 2.83% |
| 60 Month | $10,000 | 2.81% | 2.83% | |
| 60 Month | $25,000 | 2.81% | 2.83% | |
| 60 Month | $50,000 | 2.90% | 2.92% | |
| 60 Month | $100,000 | 3.00% | 3.02% |
IRA Certificates
| Product | Minimum Balance to Open Account | Minimum Balance to Obtain APY* | Dividend Rate | APY* |
|---|---|---|---|---|
| 18 Month | $1,000 | $1,000 | 1.90% | 1.91% |
| 24 Month | $1,000 | $1,000 | 2.20% | 2.21% |
| 36 Month | $1,000 | $1,000 | 2.40% | 2.41% |
Please contact the Credit Union for additional rate options for balances ranging from $10,000 to $100,000 plus
Penny Pal’s Certificates
| Product | Minimum Balance to Open Account | Minimum Balance to Obtain APY* | Dividend Rate | APY* |
|---|---|---|---|---|
| 12 Month | $500 | $500 | 1.90% | 1.91% |
| 24 Month | $500 | $500 | 2.21% | 2.22% |
| 36 Month | $500 | $500 | 2.40% | 2.41% |
*APY=Annual Percentage Yield. Please see our Truth in Savings Disclosure and Agreement for information regarding early withdrawal penalties and specific details about any account.
