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Certificates

ProductMinimum Deposit
to Open Account
Minimum Deposit
to Obtain APY
Dividend RateAPY
3 Month$2,500$2,5000.35%0.35%
3 Month$10,0000.35%0.35%
3 Month$25,0000.40%0.40%
3 Month$50,0000.45%0.45%
3 Month$100,0000.55%0.55%
6 Month$2,500$2,5000.60%0.60%
6 Month$10,0000.60%0.60%
6 Month$25,0000.65%0.65%
6 Month$50,0000.75%0.75%
6 Month$100,0000.85%0.85%
12 Month$2,500$2,5001.00%1.00%
12 Month$10,0001.00%1.00%
12 Month$25,0001.04%1.05%
12 Month$50,0001.09%1.10%
12 Month$100,0001.14%1.15%
24 Month $2,500$2,5001.25%1.26%
24 Month $10,0001.25%1.26%
24 Month $25,0001.30%1.31%
24 Month $50,0001.35%1.36%
24 Month $100,0001.40%1.41%
36 Month$2,500$2,5001.50%1.51%
36 Month$10,0001.50%1.51%
36 Month$25,0001.50%1.51%
36 Month$50,0001.55%1.56%
36 Month$100,0001.64%1.65%
48 Month$2,500$2,5001.70%1.71%
48 Month$10,0001.70%1.71%
48 Month$25,0001.73%1.74%
48 Month$50,0001.78%1.80%
48 Month$100,0001.85%1.86%
60 Month$2,500$2,5002.08%2.10%
60 Month$10,0002.08%2.10%
60 Month$25,0002.13%2.15%
60 Month$50,0002.18%2.20%
60 Month$100,0002.23%2.25%

IRA Certificates

ProductMinimum Deposit
to Open Account
Minimum Deposit
to Obtain APY
Dividend RateAPY
18 Month$1,000$1,0001.04%1.05%
24 Month$1,000$1,0001.20%1.21%
36 Month$1,000$1,0001.40%1.41%

Penny Pal’s Certificates

ProductMinimum Deposit
to Open Account
Minimum Deposit
to Obtain APY
Dividend RateAPY
12 Month$500$5000.90%0.90%
24 Month$500$5001.15%1.16%
36 Month$500$5001.40%1.41%