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Certificates

Rates effective as of April 1, 2020 and subject to change without notice.

ProductMinimum Balance
to Open Account
Minimum Balance
to Obtain APY*
Dividend RateAPY*
3 Month$2,500$2,5000.50%0.50%
3 Month$10,0000.50%0.50%
3 Month$25,0000.50%0.50%
3 Month$50,0000.60%0.60%
3 Month$100,0000.65%0.65%
6 Month$2,500$2,5000.75%0.76%
6 Month$10,0000.75%0.76%
6 Month$25,0000.75%0.76%
6 Month$50,0000.85%0.86%
6 Month$100,0000.90%0.91%
12 Month$2,500$2,5001.00%1.01%
12 Month$10,0001.00%1.01%
12 Month$25,0001.00%1.01%
12 Month$50,0001.10%1.11%
12 Month$100,0001.20%1.21%
24 Month $2,500$2,5001.60%1.61%
24 Month $10,0001.60%1.61%
24 Month $25,0001.65%1.66%
24 Month $50,0001.70%1.71%
24 Month $100,0001.77%1.78%
36 Month$2,500$2,5001.70%1.71%
36 Month$10,0001.70%1.71%
36 Month$25,0001.70%1.71%
36 Month$50,0001.70%1.71%
36 Month$100,0001.80%1.81%
48 Month$2,500$2,5001.80%1.81%
48 Month$10,0001.80%1.81%
48 Month$25,0001.85%1.86%
48 Month$50,0001.85%1.86%
48 Month$100,0001.98%1.99%
60 Month$2,500$2,5001.90%1.91%
60 Month$10,0001.90%1.91%
60 Month$25,0001.90%1.91%
60 Month$50,0002.00%2.01%
60 Month$100,0002.05%2.06%

IRA Certificates

ProductMinimum Balance
to Open Account
Minimum Balance
to Obtain APY*
Dividend RateAPY*
18 Month$1,000$1,0001.50%1.51%
24 Month$1,000$1,0001.60%1.61%
36 Month$1,000$1,0001.70%1.71%

Please contact the Credit Union for additional rate options for balances ranging from $10,000 to $100,000 plus

Penny Pal’s Certificates

ProductMinimum Balance
to Open Account
Minimum Balance
to Obtain APY*
Dividend RateAPY*
12 Month$500$5001.00%1.01%
24 Month$500$5001.60%1.61%
36 Month$500$5001.70%1.71%

 

*APY=Annual Percentage Yield. Please see our Truth in Savings Disclosure and Agreement for information regarding early withdrawal penalties and specific details about any account.