Certificates
Rates effective as of July1, 2019 and subject to change without notice.
| Product | Minimum Balance to Open Account | Minimum Balance to Obtain APY* | Dividend Rate | APY* |
|---|---|---|---|---|
| 3 Month | $2,500 | $2,500 | 0.80% | 0.80% |
| 3 Month | $10,000 | 0.80% | 0.80% | |
| 3 Month | $25,000 | 0.80% | 0.80% | |
| 3 Month | $50,000 | 0.85% | 0.85% | |
| 3 Month | $100,000 | 1.00% | 1.00% | |
| 6 Month | $2,500 | $2,500 | 1.70% | 1.71% |
| 6 Month | $10,000 | 1.70% | 1.71% | |
| 6 Month | $25,000 | 1.70% | 1.71% | |
| 6 Month | $50,000 | 1.80% | 1.81% | |
| 6 Month | $100,000 | 1.90% | 1.91% | |
| 12 Month | $2,500 | $2,500 | 2.10% | 2.11% |
| 12 Month | $10,000 | 2.10% | 2.11% | |
| 12 Month | $25,000 | 2.10% | 2.11% | |
| 12 Month | $50,000 | 2.15% | 2.16% | |
| 12 Month | $100,000 | 2.32% | 2.33% | |
| 24 Month | $2,500 | $2,500 | 2.35% | 2.36% |
| 24 Month | $10,000 | 2.35% | 2.36% | |
| 24 Month | $25,000 | 2.40% | 2.41% | |
| 24 Month | $50,000 | 2.45% | 2.46% | |
| 24 Month | $100,000 | 2.55% | 2.56% | |
| 36 Month | $2,500 | $2,500 | 2.55% | 2.56% |
| 36 Month | $10,000 | 2.55% | 2.56% | |
| 36 Month | $25,000 | 2.55% | 2.56% | |
| 36 Month | $50,000 | 2.60% | 2.61% | |
| 36 Month | $100,000 | 2.70% | 2.71% | |
| 48 Month | $2,500 | $2,500 | 2.65% | 2.66% |
| 48 Month | $10,000 | 2.65% | 2.66% | |
| 48 Month | $25,000 | 2.70% | 2.71% | |
| 48 Month | $50,000 | 2.75% | 2.76% | |
| 48 Month | $100,000 | 2.80% | 2.82% | |
| 60 Month | $2,500 | $2,500 | 2.96% | 2.98% |
| 60 Month | $10,000 | 2.96% | 2.98% | |
| 60 Month | $25,000 | 3.00% | 3.02% | |
| 60 Month | $50,000 | 3.00% | 3.02% | |
| 60 Month | $100,000 | 3.10% | 3.12% |
IRA Certificates
| Product | Minimum Balance to Open Account | Minimum Balance to Obtain APY* | Dividend Rate | APY* |
|---|---|---|---|---|
| 18 Month | $1,000 | $1,000 | 2.20% | 2.21% |
| 24 Month | $1,000 | $1,000 | 2.35% | 2.36% |
| 36 Month | $1,000 | $1,000 | 2.55% | 2.56% |
Please contact the Credit Union for additional rate options for balances ranging from $10,000 to $100,000 plus
Penny Pal’s Certificates
| Product | Minimum Balance to Open Account | Minimum Balance to Obtain APY* | Dividend Rate | APY* |
|---|---|---|---|---|
| 12 Month | $500 | $500 | 2.00% | 2.01% |
| 24 Month | $500 | $500 | 2.35% | 2.36% |
| 36 Month | $500 | $500 | 2.55% | 2.56% |
*APY=Annual Percentage Yield. Please see our Truth in Savings Disclosure and Agreement for information regarding early withdrawal penalties and specific details about any account.
