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Certificates

Rates effective as of September 1, 2018 and subject to change without notice.

ProductMinimum Balance
to Open Account
Minimum Balance
to Obtain APY*
Dividend RateAPY*
3 Month$2,500$2,5000.50%0.50%
3 Month$10,0000.60%0.60%
3 Month$25,0000.60%0.60%
3 Month$50,0000.65%0.65%
3 Month$100,0000.75%0.75%
6 Month$2,500$2,5001.20%1.21%
6 Month$10,0001.20%1.21%
6 Month$25,0001.25%1.26%
6 Month$50,0001.30%1.31%
6 Month$100,0001.35%1.36%
12 Month$2,500$2,5001.90%1.91%
12 Month$10,0001.90%1.91%
12 Month$25,0001.95%1.96%
12 Month$50,0001.95%1.96%
12 Month$100,0002.00%2.01%
24 Month $2,500$2,5002.20%2.21%
24 Month $10,0002.20%2.21%
24 Month $25,0002.25%2.26%
24 Month $50,0002.35%2.36%
24 Month $100,0002.40%2.41%
36 Month$2,500$2,5002.40%2.41%
36 Month$10,0002.40%2.41%
36 Month$25,0002.45%2.46%
36 Month$50,0002.55%2.56%
36 Month$100,0002.60%2.61%
48 Month$2,500$2,5002.55%2.56%
48 Month$10,0002.55%2.56%
48 Month$25,0002.55%2.56%
48 Month$50,0002.60%2.61%
48 Month$100,0002.72%2.73%
60 Month$2,500$2,5002.81%2.83%
60 Month$10,0002.81%2.83%
60 Month$25,0002.81%2.83%
60 Month$50,0002.90%2.92%
60 Month$100,0003.00%3.02%

IRA Certificates

ProductMinimum Balance
to Open Account
Minimum Balance
to Obtain APY*
Dividend RateAPY*
18 Month$1,000$1,0001.90%1.91%
24 Month$1,000$1,0002.20%2.21%
36 Month$1,000$1,0002.40%2.41%

Please contact the Credit Union for additional rate options for balances ranging from $10,000 to $100,000 plus

Penny Pal’s Certificates

ProductMinimum Balance
to Open Account
Minimum Balance
to Obtain APY*
Dividend RateAPY*
12 Month$500$5001.90%1.91%
24 Month$500$5002.21%2.22%
36 Month$500$5002.40%2.41%

 

*APY=Annual Percentage Yield. Please see our Truth in Savings Disclosure and Agreement for information regarding early withdrawal penalties and specific details about any account.