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Certificates

ProductMinimum Deposit
to Open Account
Minimum Deposit
to Obtain APY
Dividend RateAPY
3 Month$2,500$2,5000.50%0.50%
3 Month$10,0000.50%0.50%
3 Month$25,0000.55%0.55%
3 Month$50,0000.60%0.60%
3 Month$100,0000.75%0.75%
6 Month$2,500$2,5001.00%1.00%
6 Month$10,0001.00%1.00%
6 Month$25,0001.05%1.05%
6 Month$50,0001.10%1.10%
6 Month$100,0001.20%1.20%
12 Month$2,500$2,5001.55%1.56%
12 Month$10,0001.55%1.56%
12 Month$25,0001.60%1.61%
12 Month$50,0001.65%1.66%
12 Month$100,0001.70%1.71%
24 Month $2,500$2,5001.85%1.85%
24 Month $10,0001.85%1.86%
24 Month $25,0001.90%1.91%
24 Month $50,0001.95%1.96%
24 Month $100,0002.00%2.01%
36 Month$2,500$2,5002.00%2.01%
36 Month$10,0002.00%2.01%
36 Month$25,0002.05%2.06%
36 Month$50,0002.10%2.11%
36 Month$100,0002.20%2.21%
48 Month$2,500$2,5002.15%2.16%
48 Month$10,0002.15%2.16%
48 Month$25,0002.20%2.21%
48 Month$50,0002.25%2.26%
48 Month$100,0002.30%2.31%
60 Month$2,500$2,5002.50%2.52%
60 Month$10,0002.50%2.52%
60 Month$25,0002.55%2.57%
60 Month$50,0002.55%2.57%
60 Month$100,0002.70%2.72%

IRA Certificates

ProductMinimum Deposit
to Open Account
Minimum Deposit
to Obtain APY
Dividend RateAPY
18 Month$1,000$1,0001.60%1.61%
24 Month$1,000$1,0001.85%1.86%
36 Month$1,000$1,0002.00%2.01%

*Please contact the Credit Union for additional rate options for balances ranging from $10,000 to $100,000 plus*

Penny Pal’s Certificates

ProductMinimum Deposit
to Open Account
Minimum Deposit
to Obtain APY
Dividend RateAPY
12 Month$500$5001.40%1.41%
24 Month$500$5001.75%1.76%
36 Month$500$5001.95%1.96%