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Certificates

ProductMinimum Deposit
to Open Account
Minimum Deposit
to Obtain APY
Dividend RateAPY
3 Month$2,500$2,5000.50%0.50%
3 Month$10,0000.50%0.50%
3 Month$25,0000.55%0.55%
3 Month$50,0000.60%0.60%
3 Month$100,0000.75%0.75%
6 Month$2,500$2,5000.90%0.90%
6 Month$10,0000.90%0.90%
6 Month$25,0001.00%1.00%
6 Month$50,0001.00%1.00%
6 Month$100,0001.10%1.10%
12 Month$2,500$2,5001.39%1.40%
12 Month$10,0001.39%1.40%
12 Month$25,0001.44%1.45%
12 Month$50,0001.44%1.45%
12 Month$100,0001.54%1.55%
24 Month $2,500$2,5001.70%1.71%
24 Month $10,0001.70%1.71%
24 Month $25,0001.73%1.74%
24 Month $50,0001.78%1.79%
24 Month $100,0001.84%1.85%
36 Month$2,500$2,5001.88%1.89%
36 Month$10,0001.88%1.89%
36 Month$25,0001.90%1.91%
36 Month$50,0001.94%1.95%
36 Month$100,0002.03%2.04%
48 Month$2,500$2,5002.00%2.01%
48 Month$10,0002.00%2.01%
48 Month$25,0002.05%2.06%
48 Month$50,0002.08%2.09%
48 Month$100,0002.15%2.16%
60 Month$2,500$2,5002.50%2.52%
60 Month$10,0002.50%2.52%
60 Month$25,0002.55%2.57%
60 Month$50,0002.55%2.57%
60 Month$100,0002.60%2.62%

IRA Certificates

ProductMinimum Deposit
to Open Account
Minimum Deposit
to Obtain APY
Dividend RateAPY
18 Month$1,000$1,0001.49%1.50%
24 Month$1,000$1,0001.70%1.71%
36 Month$1,000$1,0001.88%1.89%

*Please contact the Credit Union for additional rate options for balances ranging from $10,000 to $100,000 plus*

Penny Pal’s Certificates

ProductMinimum Deposit
to Open Account
Minimum Deposit
to Obtain APY
Dividend RateAPY
12 Month$500$5001.30%1.31%
24 Month$500$5001.50%1.51%
36 Month$500$5001.70%1.71%