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Certificates

Rates effective as of February 1, 2019 and subject to change without notice.

ProductMinimum Balance
to Open Account
Minimum Balance
to Obtain APY*
Dividend RateAPY*
3 Month$2,500$2,5000.60%0.60%
3 Month$10,0000.60%0.60%
3 Month$25,0000.60%0.60%
3 Month$50,0000.70%0.70%
3 Month$100,0000.75%0.75%
6 Month$2,500$2,5001.60%1.61%
6 Month$10,0001.60%1.61%
6 Month$25,0001.60%1.61%
6 Month$50,0001.65%1.66%
6 Month$100,0001.75%1.76%
12 Month$2,500$2,5002.00%2.01%
12 Month$10,0002.00%2.01%
12 Month$25,0002.05%2.06%
12 Month$50,0002.10%2.11%
12 Month$100,0002.15%2.16%
24 Month $2,500$2,5002.35%2.36%
24 Month $10,0002.35%2.36%
24 Month $25,0002.35%2.36%
24 Month $50,0002.40%2.41%
24 Month $100,0002.50%2.51%
36 Month$2,500$2,5002.50%2.51%
36 Month$10,0002.50%2.51%
36 Month$25,0002.50%2.51%
36 Month$50,0002.55%2.56%
36 Month$100,0002.65%2.66%
48 Month$2,500$2,5002.70%2.71%
48 Month$10,0002.70%2.71%
48 Month$25,0002.70%2.71%
48 Month$50,0002.75%2.76%
48 Month$100,0002.85%2.87%
60 Month$2,500$2,5002.95%2.97%
60 Month$10,0002.95%2.97%
60 Month$25,0003.00%3.02%
60 Month$50,0003.00%3.02%
60 Month$100,0003.10%3.12%

IRA Certificates

ProductMinimum Balance
to Open Account
Minimum Balance
to Obtain APY*
Dividend RateAPY*
18 Month$1,000$1,0002.05%2.06%
24 Month$1,000$1,0002.35%2.36%
36 Month$1,000$1,0002.50%2.51%

Please contact the Credit Union for additional rate options for balances ranging from $10,000 to $100,000 plus

Penny Pal’s Certificates

ProductMinimum Balance
to Open Account
Minimum Balance
to Obtain APY*
Dividend RateAPY*
12 Month$500$5002.00%2.01%
24 Month$500$5002.35%2.36%
36 Month$500$5002.50%2.51%

 

*APY=Annual Percentage Yield. Please see our Truth in Savings Disclosure and Agreement for information regarding early withdrawal penalties and specific details about any account.