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Certificates

Rates effective as of September 1, 2018 and subject to change without notice.

ProductMinimum Balance
to Open Account
Minimum Balance
to Obtain APY*
Dividend RateAPY*
3 Month$2,500$2,5000.50%0.50%
3 Month$10,0000.50%0.50%
3 Month$25,0000.55%0.55%
3 Month$50,0000.60%0.60%
3 Month$100,0000.70%0.70%
6 Month$2,500$2,5001.00%1.00%
6 Month$10,0001.00%1.00%
6 Month$25,0001.05%1.05%
6 Month$50,0001.10%1.10%
6 Month$100,0001.20%1.20%
12 Month$2,500$2,5001.80%1.81%
12 Month$10,0001.80%1.81%
12 Month$25,0001.85%1.86%
12 Month$50,0001.85%1.86%
12 Month$100,0001.95%1.96%
24 Month $2,500$2,5002.20%2.21%
24 Month $10,0002.20%2.21%
24 Month $25,0002.20%2.21%
24 Month $50,0002.30%2.31%
24 Month $100,0002.35%2.36%
36 Month$2,500$2,5002.37%2.38%
36 Month$10,0002.37%2.38%
36 Month$25,0002.37%2.38%
36 Month$50,0002.50%2.51%
36 Month$100,0002.55%2.56%
48 Month$2,500$2,5002.50%2.51%
48 Month$10,0002.51%2.51%
48 Month$25,0002.50%2.51%
48 Month$50,0002.55%2.56%
48 Month$100,0002.65%2.66%
60 Month$2,500$2,5002.80%2.82%
60 Month$10,0002.80%2.82%
60 Month$25,0002.80%2.82%
60 Month$50,0002.85%2.87%
60 Month$100,0002.90%2.92%

IRA Certificates

ProductMinimum Balance
to Open Account
Minimum Balance
to Obtain APY*
Dividend RateAPY*
18 Month$1,000$1,0001.80%1.81%
24 Month$1,000$1,0002.20%2.21%
36 Month$1,000$1,0002.37%2.38%

Please contact the Credit Union for additional rate options for balances ranging from $10,000 to $100,000 plus

Penny Pal’s Certificates

ProductMinimum Balance
to Open Account
Minimum Balance
to Obtain APY*
Dividend RateAPY*
12 Month$500$5001.70%1.71%
24 Month$500$5002.20%2.21%
36 Month$500$5002.37%2.38%

 

*APY=Annual Percentage Yield. Please see our Truth in Savings Disclosure and Agreement for information regarding early withdrawal penalties and specific details about any account.